Generally, the first step is to obtain Medicare Part A (hospital coverage) and Medicare Part B (medical coverage). Then you decide between a traditional Medicare supplement or a Medicare Advantage plan. Everyone knows somebody on Medicare – my friend says “this”, my friend says “that.” Talk to an independent professional to understand your options and ultimately you will make the decision that is right for you based on your circumstances and needs. Independent agents represent products from several insurance companies, not just one company. Ask me about free no obligation Medicare educational workshops.